Most drivers in Boston-area areas will save at least $500 a year when they switch car insurance, a new study finds. Motorists in Massachusetts pay more than twice as much for car insurance as their counterparts in other states, according to a new report.
Massachusetts has more than double the cost of comprehensive insurance than other states, according to a new report from the Insurance Institute for Highway Safety. On average, car insurance rates in Massachusetts are about $1,500 a year higher than the national average and $2,000 higher in New York.
Some insurance companies also offer products that can be more expensive than buying car insurance in the US. Introducing such insurance will increase the cost of cheaper car insurance in Boston, but it may be worth it in an emergency. Check out our list of the best all-inclusive insurance policies in Massachusetts for more information on what you need to drive legally. There are a number of different types of comprehensive and non-comprehensive policies, so check them all.
The most common auto insurance reported by users of QuoteWizard in Boston, Massachusetts, last year was Hanover Insurance, with an average annual premium of $1,095. Han over Insurance is the second most popular company in the Boston area, behind Boston Life Insurance. Safety Group is one of the most expensive insurance companies in Massachusetts and the third - unpopular, but still a good option. Security insurance was the fourth highest for Boston residents in 2015, with an average annual rate of 1.049%.
Progressive is on the retreat again after a strong performance in 2015, with an average annual rate of 1.049%, the second highest in the state.
State Farm has the lowest cost of car insurance when adding drivers under 16 to full family insurance, with an average annual rate of 1,049%, the second lowest of all insurers surveyed. Massachusetts' auto insurance is $3,304 a year, less than half the national average of $4,921 a month, or about $1,000 per person. GEICO's car insurance costs are the same at $2,096 as in 2015, while the accident rate in Massachusetts last year was 3,304 a year. No. 1 for the third year in a row, after ranking second in 2014 and third in 2013, but still well below average.
One of the reasons car insurance is getting more expensive, according to the Insurance Institute for Highway Safety, is that repairing cars is getting more expensive.
To make things easier, we've put together a guide to help you find the right Boston car insurance for you. We will provide you with the average car insurance rates for your location so you can compare deals and also outline Massachusetts auto insurance laws. Comparing deals can help to find the best insurance deal for you, from the most expensive to the cheapest, and even the cheapest. According to 2013 data from the Insurance Institute for Road Safety, you can save up to 40% on your premiums.
The best way to find the lowest rates is to look for cheap car insurance deals from several insurers. For others, it is a good way to reduce the cost of car insurance by comparing different insurance companies in your area, such as your local insurance company, your state's insurance agency or your insurance provider.
If you qualify for insurance through an organization, issue quotes for comparison, and if you want to know more about their policies and quotes, here are some resources that can be helpful. Find an independent local agent near you to find out the best car insurance rates in Boston, Massachusetts and other parts of the country. Call 855-993-4470 and get a free quote online or get free access to our cheque book with all our cars and insurance.
Whether you are in Boston, Marthaas Vineyard or somewhere in between, SafeAuto wants to help you find the cheapest car insurance in your area. We can help you with car insurance in South Boston Massachusetts, which covers the whole of Boston and parts of the South End and South Shore of Massachusetts, as well as the North End.
Classic car owners in Massachusetts who want to explore their insurance options should contact SafeAuto, an independent insurance agent that helps people with auto insurance. If you cannot purchase auto insurance due to a spotty driving record or other factors, our insurance agents will file your application with the Massachusetts Automobile Insurance Plan.
Motor insurance companies are required to notify the Massachusetts Registrar of Motor Vehicles if an insurer does not maintain an insurance policy. Motorists are also required to keep current car insurance policies that meet Massachusetts minimum insurance laws.
To understand how no-fault car insurance works in Massachusetts, let's look at some of the most common types of insurance policies available in the state. To learn more about how to choose a coverage limit for your situation, visit the Massachusetts Motor Insurance Information Center's insurance information page to learn more about coverage limits and coverage options for different types of insurance in your region. Read our article "What is Insurance for Massachusetts?" and our Massachusetts Driving Insurance Guide to learn more about insurance options in Boston and other Massachusetts cities.